Dischargeable Debts

Not all debts will be cleared. It depends on the type of bankruptcy and debts. As a general rule, more items can be discharged under Chapter 13 than Chapter 7. Credit card debt, unsecured loans and medical bills can usually be discharged. If you have secured loans where a lien is used to recover collateral, it’s not so simple.

It’s important to remember that debts incurred after your filing will not be included in the bankruptcy. Special actions must be taken if you want to include new debts or if something was missing from the initial petition.

If you have questions about which debts can be discharged through bankruptcy, call Gary Hammond at 405-216-0007. I will be happy to answer your questions during a free initial consultation at my office in Oklahoma City. I am an experienced bankruptcy attorney and former state-appointed Chapter 7 trustee. Over the past 25 years, I have handled thousands of cases. I will make sure that you are treated fairly during the entire process.

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